Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Saturday, December 5, 2009

Free books & e readers for PC

I've been out of touch for a while and way out of budget. But aren't we all this year. However, I have found a great site that offers free ebook downloads and I thought I'd share this with you. Suvudu Free Book Library  Offers links to free downloads in a variety formats. If you are on the "I want a Kindle but can't afford one list", Amazon has recently launched the Kindle for PC. You can download it free at this link: KINDLE FOR PC

There are a few other formats that you can download for free as well. These include:

Adobe PDF reader  (you may already have this)

Each of these sites have links to free downloads for many titles. You can also google free ebooks and get a ton of resourse. Most of the classics can be found online absolutely free. It'll save a trip to the library so enjoy!

Tuesday, November 10, 2009

Grocery Budget Challenge


I’ve been dabbling in budgeting. I say “dabbling” because every time I make out a budget I blow it. Go figure. Well, I decided that with the holidays coming up (ie. Thanksgiving, Christmas, and New Years) I should make a practice run with my grocery budget. I have (for no other reason than that’s what I came up with) $180 for a family of 4 (that includes myself and 3 teenage boys). Possible? I guess we’ll see. I’m challenging myself to stick to this and I’ll record my progress here on Learning 2 Live 4 Less. It starts today and I’ll run this for a month – December 10th will be my verdict day.

Day 1

Stopped at Wal-Mart on the way into work to pick up the following:

20 oz Coke $1.38
24 pk Wally world Water $3.98
Great Value Creamer (big container) $3.86
Banquet Chicken Steak Microwave dinner $1.00
Banquet Sweet & Sour Chicken Microwave Dinner $1.00
Croissants Baker reduced $1.50
Great Value Applesauce cups $1.56
Great Value Nonfat Dried Milk $16.42

Total $30.70
Balance $149.30


This trip was spontaneous so I didn’t plan it too well. I needed lunch for the day and for tomorrow. The water is a staple at our house. As for the Nonfat Dried Milk? Oh let me tell you it’s my favorite ingredient to have. Before you say ooo and gross. Let me let you in on my secret. Ok It’s not MY secret but I learned it and live by it. I even have a cheat sheet on the side of the refrigerator to refer to. We go through a ton of milk in our house. The boys still drink it like they did when they used Sippy cups. I save the so called “good” stuff for their drinking and cereal use and then fall back on my powered milk substitutes for cooking, baking, and a few little recipes that the boys love. These included Magic Milkshakes, vanilla milk, and even Hot Cocoa Mix. My favorite site for quick, inexpensive recipes www.hillbillyhousewife.com is a great resource for some do it yourself home concoctions. The point I started with was why I buy powered milk. While it’s not our first choice for drinking, it does come in handy when we run short or a freak ice storm lands like it did last year. Plus, a gallon of milk runs about $ 3.50 maybe $2.89 on sale these days (prices may vary by region ) The box I bought today makes 80 quarts or 20 gallons of milk. Roughly broke down means for less than a dollar ($0.821) a gallon I would save more than enough to justify the hassle of using the powdered version. Again, we still buy good old fashion milk but this is a great addition to stretch our dollar.



Back to my original posting topic: I need to do some grocery shopping tonight and I’ll let you know how I do. I don’t have the first coupon to use (shame on me) but I am going to our discount grocery store because well, I always shop there.  I’m off to make a list and get what we need. First I’m going to do some recipe surfing then list making. Wish me luck!

Friday, August 14, 2009

FRUGALLY FUN FRIDAY!

YAY! The weekend is here! It has been a very hectic week at work and with the first full week of school coming to a close, I think my family could use some good ol’ fashion fun. This gave me the idea to share a few frugal fun ideas.

Let’s all go to the movies! Let’s all go to the movies!
Movies are always entertaining but even the matinee can cost a small fortune. We’ve found a few alternatives.



Public Library – One of the best kept secrets on the planet. Most public libraries have a great selection of VHS & DVDs that you can check out for several days. You can usually check these out for little to no money. To find a library close to you check out the public library link here.

RedBox - This is the best rental option in the world...at least I think so. You've probably seen them around town. Its a movie vending machine basically. For $ 1 a day you can stop by and check out a movie with no late fees. Simply pay $1 a day for each day you keep it. I think it stops at $25 (max charge) after you've kept it 25 days they stop charging you and you now own a new movie. One of the great things about this program is that you can sign up to receive text message promotional codes and receive a free movie (usually on Mondays) but some holidays they run specials for additional savings. Sign up here to get your SMS text message promo code

You can also create a movie co-op with your friends and family and swap movies to catch all the latest and greatest movies without killing the piggy bank.


There's nothing like having the family around a table with a good old fashion board game. One of my boys favorite moments was this past winter when the electricity went out and we sat in the floor and played Sorry by candle light.


Here's some great games (with links to where to get them):











Another great game that does require some electronic stimulation is Scene it! You play it along with your DVD player and test your knowledge of all those mindless hours of TV or movie watching. There's different versions so there something for everyone. Such as:


Movies, Disney, Seinfeld, Friends, Harry Potter, TV Edition, Nickelodeon, Pirates of the Caribbean, Marvel, Star Trek, Turner Classic Movies, The Simpson's, Music, The 80's, Scene It Jr., and a ton more. Its a lot of fun and lets the kids think they're still "Plugged in"


And my favorite is having a cookie decorating contest with the kids. Bake up a bunch of cookies and gather some decorating things such as frosting, sprinkles, etc. and let the kids decorate up a storm. We've done the best looking, ugliest, funniest, and most unique cookie. The winner, well, the winner gets to eat his cookie!



Whatever you get into the best part of having a frugal Friday night is getting to spend some down time with your family and friends. You really don't have to be that creative. Some of best times involved things like a lamp and a wall to create shadow puppets and even just a box that amazingly teenagers can turn into hours of interesting fun. Just remember not to compare it to the big expensive amusement parks and you'll relax and have fun.

Friday, August 7, 2009

Changing up a bit

I've been reading a lot this summer. Mostly really silly fiction but also some things on the Internet and have really gotten interested in Homesteading. Basically, I've been in the slow lane to homesteading without even realizing it. I started another blog a few days ago but decided that really I didn't need 2 blogs about roughly the same thing...learning to live for less or learning to live with less. So this morning...Eureka! It hit me. I'll combine them both. This blog was really just to keep me on track and let me share my victories and losses - so why not share both here. So I've moved my posts from over there to over here. Hope you all enjoy them and I don't bore you or give you the impression I've lost my mind...that I did when I had kids! ha! ha! So enjoy & let me know what you think!

Me

Wednesday, August 5, 2009

POPPING up a storm

Well not a real storm but a snack storm. Our family is addicted to popcorn and with 3 teenage boys those little bags can cost us a small fortune. Tonight we broke out the ol' air popper. Its a healthy and inexpensive alternative to those microwaveable bags. We picked up a Presto air popper a while back for about $20. A big bag of popcorn kernals runs about 75 to 99 cents for a pound bag. Our popper only uses 1/2 a cup and makes a huge bowl.
We like to add different toppers like butter, ranch, and cheese powders for added flavor. You don't use oil so you cut the ungood stuff out as well as extra expense. The kids get a kick out of watching it pop too.

Here's an interesting article comparing microwave verses loose kernal popcorn. HERE

A few frugal moments

Its a slow frugal news day. However, I did stop by our local Save A lot and picked up some "damaged" cans of off brand pop for 17 cents a piece. The damage consisted of...well, simply being loose from their cardboard boxes. So I got all of these for $2.38 which should last this crew for an afternoon.

My mom taught me from an early age to check out the mark down basket. Sometimes you can even find items on clearance that you can use coupons with. Most of the time things are in the baskets because the package is marked up/broken or because they just bought way too many in anticipation of a big sale that didn't go over very well. Whatever the reason don't forget to check that little section out. You can really catch a good deal.

And so it begins!

I've got a bug up my butt! The bug is that I want the best of both worlds. I love me some technology; after all, I'm a tech major. I love my modern comforts such as a/c and heat, water heaters, lights, my gas guzzling 4 wheel drive. At the same time, I've also adjusted myself to living on a farm. While its not a fully working farm its land and trees and fields and lots of space. I've enjoyed raising a few Buffs (thems chickens), I've raised a garden and canned/froze food for the winter and even dabbled in making freezer jelly. I'm finding myself wanting MORE of this. More of the homesteader ways but I don't want to lose touch with reality so to speak. I have to work. I'm the sole provider for our family, plus I'm addicted to the Internet besides I'm working on my degree and need Internet access for classes.

So my new mission in life is to figure out how to do both without going crazy, broke, or without my spoiled comforts. I've started without even realizing it by having my few chickens, raising a garden and preserving the food for winter, and of course setting up home wireless network. Yes, the last sounds like spoil but I can now take my laptop anywhere around the house to look up recipes and direction on living a simple life. Now that's funny. Homesteading as I'm learning is not easy at all. Well not at first anyway. The baby steps I've taken I did without really realizing it so they didn't seem so hard at all. Now that I'm attempting to do this with planning ahead of time, it seems quite overwhelming. But baby steps will be how it goes.

My next big project is going to be attempting to build a wind turbine to help with the electricity. I found an awesome site that actually has a "how to build your own" step by step guide. I'm going to give it a go and see how I do. Hopefully I won't 1. burn down the house and 2. be without electricity. Intitally I plan to use it to supplement our electric and not completely disconnect from the grid. But I would love to be able to eventually sell excess power to the local electric company for a supplimental income. Yes these are big dreams but I would like to at least attempt a small wind turbine to help us out on our ever increasing electric bill.

So why this blog? Well, while I've been researching different methods for different things, I've found a ton of radical homesteading sites. Some of these are a big too extreme for me at the moment so I decided to make my own and keep track of my progress. (This also keeps me accountable for my homesteading movement.) So here it goes!

Long term goal: research and build a small home wind turbine (without burning the house down)
Short term goal: get the corn picked, shucked and put up for winter. Find some black berries and learn to make jam.

Thats all I'm starting with for now. Baby steps right? Wish me luck!

Sunday, August 2, 2009

Xtra Savings


I have been out of the coupon clipping, sales paper searching mode for a few months. I know shame on me. But I happened upon a great deal this past Friday at Rite-Aid. They had 68.75 Fl Oz bottles of Xtra laundry detergent as well as Nice N Fluffy on sale for $1.88 a bottle . I was able to get 4 bottles of detergent and 2 bottles of fabric softner for a little under $12!

Sunday, June 14, 2009

Swagbucks.com

In my never-ending search to make very little stretch very far, (and my love for free stuff). I just started using Swagbucks.com. Basically, its a search engine portal that allows you to earn Swagbucks for purchases and the chance to win prizes.

"www.swagbucks.com is an online portal dedicated to helping you earn digital dollars called "Swag Bucks," which can be redeemed for exclusive swagbucks.com merchandise." -Swagbucks.com FAQs

you can check it out here:

Search & Win

I've only been on it a few minutes and have already earned about 10 swagbucks. The site also gives points for turning in old cell phones and video games. That's a pretty good deal to get something out of those old useless objects laying around the house. The search engine so far seems comparable to Google so why not earn some extras while searching for things you do everyday anyway?

Take a look and tell him Gertie Sent ya!

Friday, May 8, 2009

SmartShopper Discounted at Yugster.com

Sorry I've been MIA so much going on there isn't enough room in cyberspace to get anyone caught up. I wanted to share a great deal with everyone though.

The budget guru Erin over at Jane4Girls had posted this great giveaway back in January for a great new tool for help with grocery & to-do lists. It was called the SmartShopper.


Well, I didn't win BUT while scoping out my 1 a day sale sites this morning I found the deal of the day. Yugster.com is offering the SmartShopper as a sneak peak special (which means if you're registered you can go ahead an order it but if not you can order it tomorrow-registering is FREE) this awesome tool is being sold on Yugster.com for....$27.97!!!! Yes that's right $27.97. I had a $10 Gift card from earlier purchases so I got mine for $17.97 plus $7 shipping and handling for a grand total of $24.97! That's a HUGE savings. So I would jump on it. I've order from them several times before they are very reliable. A bit slow with shipping but I've always received what I've ordered.

So Happy Friday everyone!

Saturday, March 14, 2009

The Flu has landed

Hello all! Sorry for the absence. The flu has landed at our home...well more like crashed landed in a blaze of glory! Not a very nice couple of weeks around here. I believe I'm on the mend; at least the walls coming in on me makes me feel like I'm on the mend. I haven't been able to get out and do any shopping which really has helped the budget quite a bit. ha! ha! The only thing I've been buying lately is NyQuil and Sprite. But I didn't want to leave you hanging without a tip or two for them. We've gone through a bunch of sprite this past week and I actually sat there and read the "See Details" part of the package. While I was running a bit of fever for most of the week, I did decide to join the Mycokerewards program. I went through the house collecting all the caps I could find. While you can get great coke stuff I also learned that you can donate the rewards to the school of your choice. This is a great idea if you aren't into all the merchandise items or you just want to help out a local school. There are also other great causes you can support with your Coke Rewards as well. During the month of March when you enter a 12-pack you'll earn an additional bonus of 3 points each day for the month of March. It will amaze you how quickly those little cap points will add up. So go grap a Coke/Sprite and a smile for all the good points that will add up to some great things or at least some great opportunity for a worth cause.

Tuesday, February 24, 2009

Using Coupon Codes to save on Online purchases

One of the great things about the web is you can shop around to find the best deal without running yourself rigid. You can also save yourself a little more buy using coupon codes or promo/promotional codes. For those who aren't familiar with these, they are basically codes that you can put into your online checkout cart that will give you a discount. You can sometimes find them on the mailing label of a catalog or retailers you order from frequently may even send you a postcard with the special code. However, if you don't ever receive them or don't get the ones you could actually use, don't despair. As with all things virtual, you can find virtually any retailer's codes on the web. If you're going to buy online, do a little search (google's my personal favorite) for the retailer you're shopping at with the key words "coupon codes", "promo codes", or "promotional codes". i.e. shopping on Amazon.com I search for : Amazon.com coupon codes and end up with sites that have codes such as this one: 4DNW5Q89 FOR $25 off shoes sold by RoadRunner thru Amazon.com or 326465 5% discount on DVDs. Basically, you just look for a code that fits what you are looking for. Some of the places to look that I've found helpful are:
These are just a few of the ones I've used. You can also find them on some of your favorite forums. Some of the ones I've used included:
All three of these sites are great coupon code resources as well as having a multitude of other savings ideas. Just remember to shop around and look for virtual coupons just like you would a traditional paper coupon or sale. Combining these with some of reward programs like Mypoints.com and ebates.com that give cash back or points for purchases, can really cut your costs on things you buy. It takes a few extra clicks but a few extra clicks can really add up to extra savings.

Tuesday, February 10, 2009

19 Survey sites that pay


I'm sure you've been seeing an increase in ads, both online and on TV, for getting paid to take surveys. With times getting tough many people are turning to them for a little extra money. I've been doing a few for a couple of years that are great but along the way I've hit some real lemons as well. For someone just starting out in the paid survey "biz" it can be quit overwhelming. A great place to start is at my favorite site :) Hotcouponworld.com compiled 19 survey sites that are : legit, pay out, little or no spam, good way to earn extra money. I would suggest first and foremost don't expect to get rich fast. That's unrealistic but you can get some really great freebies, gift cards, and even cold hard cash with patience and dedication. Second, before jumping in and joining every site is to set up a separate email address so your inbox isn't bombarded with TONS of mail (trust me you will get some emails from them). Many services online have free email accounts like gmail, hotmail, Yahoo, and AIM. Setting up something like mysurveys@gmail.com to catch all your offers and surveys is a great way to keep them organized and separated from dear Aunt Jane's email with pictures of her baby cockapoo in his new sweater. My third bit of advice, don't go Gung ho...at least, not at first. Take it one site at a time, possibly two, until you get a feel for the process and get the hang of it. Once you feel comfortable and not overwhelmed, by all means hit the net and click away! It's a fun way to earn some extra income and eve learn about products before they come out. Plus, who can pass up on a little freebie popping up in their mailbox. Just be prepared to get your mailman a little something extra next Christmas for all the hard work of stuffing your mailbox with all those freebies! So go check out Hotcouponworld's recommended survey sites to get started!

Monday, February 9, 2009

Green on a Budget & Organic Grocery Deals



Yesterday was a wonderful day around here. After weeks of sub-zero temps I heard birds singing and the warm breeze blowing. It put me in mind of getting my garden ready. I mean, not actually going out and digging it up, but rather planning what I’m going to grow. A couple of years ago, I started growing a decent size garden to can and freeze veggies. It made a huge difference in my grocery budget but it also put my mind at ease that we were eating no pesticides or chemically enhanced foods (in other words, the only hormones ragging in our house are the teenagers) I have a huge area to have as big of a garden as I want but you can have one any size you want or are able to. Even those living in a small area with little room can have a window seal garden. But if that’s not your thing (for example, if your thumb isn’t green in any way, shape, or form) there are other options to turn to. If you’re looking into the whole concept to “Go green on a budget”, you should take a trip over to Organic Grocery Deals. They have a great committee of supporters over there helping to make the transition from Hormone induced to Green a lot easier. Some of their forums include great tops such as gardening, eating in season, organic and natural product information, coupon trading (yes, Virginia, There is a Santa Claus and he does accept “green” Coupons), green living tips, book recommendations, organic news, deals, more. It’s a great place to start and get help and ideas for going green in a relaxing (read - non-judgmental) environment. It's great to have a place to turn to for answers and support when you first start out on a new way of doing anything especially something like learning to be both Greener and healthier while staying within our ever increasingly tighter budgets.

Sunday, February 8, 2009

OSO* Fresh product to save your fruits and veggies



I am a semi-homesteader, well, ok, I'm not much of a homesteader but I'm taking baby steps. One of those steps is I grow many of my veggies in the summer to can and freeze to eat all winter long. However, I still have a weakness for fresh fruits and veggies I can't grow so I turn to the store or market to get them. The only problem is we have to eat them so quickly because the frig turns them to moldy mush in the container, bags, or whatever we store them in. Well, leave to my friend Erin at Jane4Girls$800Annual Budget has found a great product, and of course tested it first hand, that will take away those mushy, moldy fruit blues.

It's called OSO* Fresh Food Containers and they look amazing. I know you're think "I've got to many plastic bowls", these are no ordinary plastic bowls.




Oso* Fresh™ Food Storage Containers are infused with EPA registered and
FDA approved micro-sized silver particles which are proven to reduce bacterial
growth and keep food fresher. While the silver particles keep bacteria out, the
easy-to-open snap on lids keep freshness in. Stackable units nest into one
another for easy storage. Microwave, freezer and dishwasher safe.


At first glance I thought they were pricey, but looking around the site I noticed you could by individual containers and in reality they are comparable to the "T"ware we buy at parties. The only difference is these will SAVE us money and time - time of buying new fruits and veggies and time from throwing out the unidentifiable stuff in the mystery bowl in the back of the fridge.

Saturday, February 7, 2009

How to save with a few easy tips

You ever have trouble with bananas? We love bananas in this house and with 3 teen boys in the house they usually go pretty quick but I remember a day when they would get black and mushy. I ran across some helpful kitchen tips that help a little bit with the bananas.

1. Take your bananas apart when you get home from the store. If you leave them nnected at the stem, they ripen faster.

2. Store your opened chunks of cheese in aluminum foil. It will stay fresh much longer and not mold!

3. Peppers with 3 bumps on the bottom are sweeter and better for eating. Peppers with 4 bumps on the bottom are firmer and better for cooking.

4. Add a teaspoon of water when frying ground beef. It will help pull the grease away from the meat while cooking. (I've also heard that you can put a tsp of water on an egg when frying it to retain the yolk)

5. To really make scrambled eggs or omelets rich add a couple of spoonfuls of sour cream, cream cheese, or heavy cream in and then beat them up.

6.For a cool brownie treat, make brownies as directed. Melt Andes mints in double broiler and pour over warm brownies. Let set for a wonderful minty frosting.

7. Add garlic immediately to a recipe if you want a light taste of garlic and at the end of the recipe if your want a stronger taste of garlic.

8. Leftover snickers bars from Halloween make a delicious dessert. Simply chop them up with the food chopper. Peel, core and slice a few apples. Place them in a baking dish and sprinkle the chopped candy bars over the apples. Bake at 350 for 15 minutes!!! Serve alone or with vanilla ice cream. Yummm!

9. Reheat Pizza Heat up leftover pizza in a nonstick skillet on top of the stove, set heat to med-low and heat till warm. This keeps the crust crispy. No soggy micro pizza. I saw this on the cooking channel and it really works.

10. Easy Deviled Eggs: Put cooked egg yolks in a zip lock bag. Seal, mash till they are all broken up. Add remainder of ingredients, reseal, keep mashing it up mixing thoroughly, cut the tip of the baggy, squeeze mixture into egg. Just throw bag away when done easy clean up. (This is also a great way for the kids to help in the kitchen)

11. Expanding Frosting: When you buy a container of cake frosting from the store, whip it with your mixer for a few minutes. You can double it in size. You get to frost more cake/cupcakes with the same amount. You also eat less sugar and calories per serving.

12. Reheating refrigerated bread: To warm biscuits, pancakes, or muffins that were refrigerated, place them in a microwave with a cup of water. The increased moisture will keep the food moist and help it reheat faster.

13. Newspaper weeds away: Start putting in your plants, work the nutrients in your soil. Wet newspapers, put layers around the plants overlapping as you go cover with mulch and for- get about weeds. Weeds will get through some gardening plastic they will not get through wet newspapers.

14. Broken Glass Use a wet cotton ball or Q-tip to pick up the small shards of glass you can't see easily.

15. No More Mosquitoes: Place a dryer sheet in your pocket. It will keep the mosquitoes away. Plus, you'll smell oh so fresh!

16. Squirrel Away! To keep squirrels from eating your plants, sprinkle your plants with cayenne pepper. The cayenne pepper doesn't hurt the plant and the squirrels won't come near it.

17. Flexible vacuum: To get something out of a heat register or under the fridge add an empty paper towel roll or empty gift wrap roll to your vacuum. It can be bent or flattened to get in nar- row openings.

18. Vacuuming dust away: To remove dust from what-knots without a lot of labor, place an stocking over the end of the vacuum hose and dust away. No damage to the fine parts.

19. Reducing Static Cling: Pin a small safety pin to the seam of your slip and you will not have a clingy skirt or dress. Same thing works with slacks that cling when wearing panty hose. Place pin in seam of slacks and ... ta da! ... static is gone.

20. Measuring Cups: Before you pour sticky substances into a measuring cup, fill with hot water. Dump out the hot water, but don't dry cup. Next, add your ingredient, such as peanut butter, and watch how easily it comes right out.

21. Foggy Windshield? Hate foggy windshields? Buy a chalkboard eraser and keep it in the glove box of your car When the windows fog, rub with the eraser! Works better than a cloth!

22. Reopening envelope: If you seal an envelope and then realize you forgot to include something inside, just place your sealed envelope in the freezer for an hour or two. Viola! It unseals easily.

23. Conditioner: Use your hair conditioner to shave your legs. It's cheaper than shaving cream and leaves your legs really smooth. It's also a great way to use up the conditioner you bought but didn't like when you tried it in your hair.

24. Goodbye Fruit Flies: To get rid of pesky fruit flies, take a small glass, fill it 1/2' with Apple Cider Vinegar and 2 drops of dish washing liquid; mix well. You will find those flies drawn to the cup and gone forever!

25. Get Rid of Ants: Put small piles of cornmeal where you see ants. They eat it, take it 'home,' can't digest it so it kills them. It may take a week or so, especially if it rains, but it works and you don't have the worry about pets or small children being harmed!

And finally a word about your clothes dryer:

If you clean out your lint filter you may think its clean but take it out and run hot water over the top of it. What happens? The water won't go through. Why? You use dryer sheets. Dryer sheets cause a film over the mesh that can cause the dryer to burn out the heating unit. You can't SEE the film, but it's there. It's what is in the dryer sheets to make your clothes soft and static free ... that nice fragrance too. You know how they can feel waxy when you take them out of the box .... well this stuff builds up on your clothes and on your lint screen. This is also what causes dryer units to potentially burn your house down with it!

A dryer repairman said the best way to keep your dryer working for a very long time (and to keep your electric bill lower) is to take that filter out and wash it with hot soapy water and an old toothbrush (or other brush) at least every six months.. He said that makes the life of the dryer at least twice as long! How about that!?! Learn something new everyday! I certainly didn't know dryer sheets would do that. So, I thought I'd share!

Note: I went to my dryer and tested my screen by running water on it. The water ran through a little bit but mostly collected all the water in the mesh screen. I washed it with warm soapy water and a nylon brush and I had it done in 30 seconds. Then when I rinsed it ... the water ran right thru the screen! There wasn't any puddling at all! That repairman knew what he was talking about!


Thursday, January 8, 2009

Consumer Product Safety Improvement Act could make our lives worse


In our quest to save money, many of us with children shop ebay, yard sales, children's consignment, etc. However, there's a law that was passed called The Consumer Product Safety Improvement Act could stop all that. According to The Los Angeles Times, as of February 10th all items for children will have to be tested to be lead free before the can be sold. This could possibly mean it will be illegal for consignment shops, thrift store, yard sales, even ebay sellers to sell children's items since they wouldn't have been tested for Lead making them hazardous. The law was written to protect children from products made with lead products. While it was a well intended law, it could potentially hurt a ton of businesses as well as hit our own pocket books. Several people are trying to get the Consumer Product Safety Commission to amend the law so that it doesn't hurt the resale industries.


Let's all hope that this gets amended before we loose one of the best ways we've found to cloth our children and even recycle our children's outgrown toys and clothes. This could really rock a lot of our worlds.

Friday, January 2, 2009

PAPERS! PAPERS! GET YOUR PAPERS!...


Sunday's papers that is. On a tip from Saving Money Ideas, I've learned that this Sunday's inserts will be a wonderful New Year's gift. With a total of 5 different inserts, three Smartsource inserts and two Red Plum (Valassis) inserts, the possibilities are endless. This basically amounts tons of savings and swaps for the avid couponer. How does she know? She pointed to Taylortown Preview to see a complete listing of the coupons that will be in this weekend's paper. So I ventured over and WOW! What an awesome resource. Her dedication and hard work/time really pays off. She offers a preview of the upcoming weeks insert coupons AND offers them for sale including past inserts. Of course, they are on a "While Supplies Last" basis but if you are looking for a particular coupon, she's more than likely got. Or if you just can't remember when a coupon came out or if there is one for a particular product, she has a search feature that works by pressing ctrl + F to pop up a search box at the bottom of the screen. To see what's coming click here: Taylortown

Tuesday, December 23, 2008

Wraping a small paper gift the fun way

One of my favorite parts of Christmas is watching my boys open their Christmas presents on Christmas morning. This year I got my oldest son, car insurance and the car my dad gave him registered so he has some wheels when he gets his license next month. (Oye Vey) This was quite a big expense and took up a good part of his portion of my Christmas budget. It made me a little bit sad to think he'd get to open one or two little things and then an envelope with papers in it. Sooooo, I decided to do something different. Something that would let him open presents and have fun.

First thing I did was make this certificate. The picture's a little hard to tell but it says: World's Soon To Be Best Driver...in recognition of getting your car registered and insured. You may now drive your car. I then included it and the registration and insurance card in a box that opened up to show them nicely.


I then made little cards/papers with cute says on them like This isn't your present...keep going...not there yet...etc. Then I got a bunch of different boxes to put those in:


Then I put the actual gift box in the bottom of the box and threw all the other boxes, totalling I believe 12 boxes, in on top of the present box. I used every shape an size I could think of.


Then I wrapped it all up pretty and put a bow on it.




Now he'll have just as many or more presents to open. Hee! Hee! This was my frugal way of giving him a fun and good Christmas. I hope he enjoys it as much I did coming up with it!

Yesterday I mentioned Hotcouponworld.com in my quest for free toliet paper. I thought I should tell you a little about hcw. I stumbled across this wonderful virtual community by accident one day and have never turned back. It's a huge resource for the hard core couponer AND the beginner.


At HCW, there's a place for everything - from introduction to couponing and the entire process to get started, to where to find coupons and even suggestions on how to set up a coupon organizing system. Other resources include individual sections for individual stores that list current and upcoming sales, how to handle any problems you encounter, sharing deals people have gotten there, and my favorite, the wonderful ladies (& gents) list coupon match ups to the sales ads. Helping you get the most out of your money.
There are so many resources on this site, you'll find yourself addicted to it. Not only do they help you learn and navigate through the wonderful world of couponing but they also list freebies, have a helping hand program, classifieds, coupon trading, and even a place to blow off steam.
If you are new to couponing or you're a pro and have never stopped by, I highly recommend clicking over there. Hotcouponworld.com is an excellent source of knowledge, encouragement, and just a lot of fun while saving. I learn something new every time I'm there. Go check them out: Hotcouponworld.com